Terms of Service

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These Terms of Service (“Terms”) govern access to and use of the iContentsPro application and services (the “App”) provided by Hogan3 LLC (“Company,” “we,” “us”). By creating an account or using the App, you agree to these Terms.

1) Accounts & Access

Customers (insurers, adjusting firms) manage their organization accounts and end users. You are responsible for the accuracy of information you provide and for maintaining the confidentiality of your credentials.

2) License & Restrictions

We grant you a limited, non-exclusive, non-transferable, revocable license to use the App during your subscription term. You will not reverse engineer, modify, or create derivative works of the App; bypass technical controls; or use the App for unlawful purposes.

3) Ownership

As between the parties, Customers own all rights in their data (“Customer Data”). We own the App and related intellectual property. We may process Customer Data solely to provide and support the App, to comply with law, and to generate de-identified/aggregated data that does not identify a person or Customer.

4) Privacy & Data Protection

Your use of the App is subject to our Privacy Policy and, where we process Customer Data as a processor/service provider, our Insurance Privacy Notice and applicable Data Processing Addendum (DPA).

5) Security

We maintain appropriate technical and organizational measures; see our Security & Compliance overview.

6) Third-Party Services

The App may interoperate with third-party services (e.g., hosting, storage, email). We are not responsible for third-party services’ acts or omissions. Use of third-party services is governed by their terms.

7) Fees & Payment

Fees and payment terms are set out in your Order/Subscription. Unpaid amounts may result in suspension after notice. Taxes are additional unless otherwise stated.

8) Warranties & Disclaimers

THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

9) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, COVER, OR PUNITIVE DAMAGES OR LOST PROFITS/REVENUE. EXCEPT FOR (A) YOUR PAYMENT OBLIGATIONS; (B) YOUR BREACH OF SECTION 2 (RESTRICTIONS); OR (C) YOUR INFRINGEMENT OF COMPANY IP, EACH PARTY’S TOTAL LIABILITY UNDER THESE TERMS SHALL NOT EXCEED THE AMOUNTS PAID OR PAYABLE BY CUSTOMER TO COMPANY FOR THE APP IN THE 12 MONTHS PRECEDING THE CLAIM.

10) Indemnification

11) Suspension & Termination

We may suspend or terminate access for material breach or security risk. Upon termination, you may request export of Customer Data for 30 days; thereafter we will delete or de-identify remaining data per our data protection commitments.

12) Changes to Terms

We may update these Terms. Material changes will be notified via the App or email. Your continued use after the effective date constitutes acceptance.

13) Governing Law & Venue

These Terms are governed by the laws of Texas without regard to conflicts of law. The parties consent to exclusive jurisdiction and venue in the state and federal courts located in Harris County, Texas, except where Applicable Data Protection Laws require otherwise.

14) Miscellaneous

These Terms, the Order, and any incorporated policies/DPA constitute the entire agreement. Neither party may assign without consent, except to an affiliate or in connection with a merger or sale. If any provision is unenforceable, the remainder remains in effect. Force majeure applies.

15) Contact

Questions: support@icontentspro.com
Mailing: Hogan3 LLC, 1350 NASA Parkway, Suite 114, Houston, TX 77058